Mortgage companies use ratios to analyze your mortgage payment. The housing payment ratio (or front ratio) used in this calculation is 30%. The housing expense, or front ratio, compares your total mortgage payment to your monthly income. The total debt expense ratio (or back ratio) is 36%. This total debt expense, or back ratio, compares your total monthly obligations including your total mortgage payment to your monthly income.

Site of the Month for June 2011 is dealed with Apartment and Rental. Apartment Global provides information and resource of apartment such as apartment rating, corporate housing, apartment guide, apartment for rent, room for rent, corporate housing, student housing, furnished apartment and more.